Opinions vary, but fund managers remain bullish.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
These schemes are a good choice for investors contemplating a large investment in equity funds. Instead of investing all the money in one go, they can do so in a staggered manner by parking it in these schemes and then transferring it to equity mutual funds through a systematic transfer plan.
'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
'Exit the car and call for your vehicle to be towed.'
While selecting a smallcap scheme, go with one that has a good track record and a stable fund manager.
Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'
Policy owners need to avoid errors on their part to prevent claims from being denied.
These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.
Investors may take a 5 to 10 per cent exposure to silver. 'Have a long-term investment horizon when investing in silver ETFs to ride out short-term market fluctuations.'
'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'
'Look not just at the interest rate but also the processing fee.'
If a 5% to 10% fall in the equity market gives you sleepless nights, you are not cut out for a 75% to 80% allocation to equities and must reduce it.
Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.
'It is the best avenue for investors who would like to take long-term exposure to gold.'
When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
'No human bias is involved as happens in active funds.'
'The stockbroker should have a good balance sheet to support its scale of operations. It should also have proper risk management in terms of margins so that it doesn't go bankrupt during extreme market movements.' 'The broker must have a track record of navigating several market cycles in an ethical and transparent manner.'
Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.
Try to assess whether the broker has good knowledge of the prices prevailing in the area you are interested in, and is able to provide the pros and cons of various projects.
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